New England Home Mortgage

I'm looking for info regarding a fixed-rate, low interest home loan.

I'd rather not inquire through a dozen different companies, right away, because they will all run a credit check. And every time your credit is checked, it looks bad on your credit. Sort of.

Thank you for any help or leads you can give me.

Actually, multiple credit checks within a short period of time don't really hurt your credit. The reporting agencies figure you are shopping for something and it usually only counts as one instance.

But to answer your real question: I would recommend Quicken Loans - they are the #1 online mortgage lender in the the country, and have extremely high client satisfaction (they say 9 of 10 clients refer their friends and family). They refinanced my mortgage in August, right when other mortgage companies were melting down, and it couldn't have gone more smoothly. They approved me quickly over the phone, and I closed in under three weeks.

You can check them out at quickenloans.com, play with the mortgage calculators to see how much house you can afford, and chat with a banker online. You can also pick up the phone to call them if you want. When my loan was in process my banker even gave me her cell phone, and I used it to ask her some questions when she was out of the office. Their service is great!

Check them out, you won't be sorry.

2007-09-26 19:30:47 by babyitsyou31

1972 Miami Dolphins. The ad features the '72 Dolphins players checking to see if any new neighbors are welcomed into "Perfectville&quot ...

I bought my house in 2009 and I recently had a baby. While being a mother has been tremendously rewarding, I decided that the quality of life for my baby and I will be much much better if I moved back to my home town in New England. I was very fortunate to find a good-paying job and the company will be relocating. There is no doubt in my mind about whether I should relocate or not. What I don't know is whether I should try to sell my house here in the New York Metro area or rent it out. My concerns are as follows:

--- As a first-time home-buyer, I didn't do enough research on this area and the location isn't the best. Property prices have continued to go down as it has been for much of the country. Lesson learned for the next time I buy!
--- I got the house at a very good price and I do believe that once the market "turns around" I can sell and make a handsome profit
--- Since I will be moving back home, I would like to buy another home as well especially since this is a buyer's market. However, I don't want to carry (nor can I afford to) two mortgages.
--- My problem would be solved somewhat if I had the luxury of staying with a family member until I sorted things out with my house, but I don't have that option..
--- I don't know what the tax implications are for owning a home in one state and then renting my own place of residence in another.

Any financial insight and guidance is appreciated! Thank you...

You aren't going to qualify to buy a new home until the old one is sold or you have a tenant in place.

Being an absentee landlord is almost impossible unless you have a good rental agent taking care of the property.

Don't worry about tax implications of renting your old house out. Be concerned how you will handle an expensive repair if you get a bad tenant who destroys the floor covering and kicks holes in the walls.

2010-07-20 19:27:44 by ♪ ♥ ♪ ♥

Price: $9.95 $9.95

We had a child when I was 17..I graduated high school and moved to New England with him and his family. We married when I was 21. Now we have 3 children age ranges from 15-6! We have a mortgage and are working on updating our home. Which means constant construction! We both have full time jobs. We argue more than ever and I really can't stand being around him..the problem is I feel that our kids need both of us in the home, and truthfully I am scared to leave, to be on my own.

Get counseling before you do anything. Left up to our own reasoning everyone would be getting divorced. It is natural for couples to end up arguing, especially after being married for 12+ years. Problem is we all change over time - priorities shift and we often take our spouses for granted. When this builds up over time it only builds resentment, pain and often times anger.

There are plenty of books out there on Amazon.com or you should visit your local Barnes & Noble/Borders Book store to read up on some self help "marriage improvement" books depending on your particular issues. (I will refrain from recommending any specific books since I do not know what you may be dealing with) Talk to your husband and see how he's feeling about the relationship. Only then can you both decide to seek counseling together to help repair the relationship. There are probably things that need to change for both of you in order to reignite the relationship and strengthen the bond between the two of you.

Love is a choice not a feeling. Stick with it until you can both talk openly and objectively about the pros and cons of the marriage. Ultimately you'll both need to define what your goals are (career, family, spiritual, financial, health) and then discuss if either of you can support each other in accomplishing those goals.

2009-05-27 15:23:31 by brandy+3

Price: $23.95

I'd like to buy a house soon(by 2007). I live in New England so house prices are crazy, probably run around $150K for a condo. I owe $60.00 a month on my student loan for 6 years at 4.89%(variable every June). Do I give myself an extra $60 a month for a mortgage payment and lower the total credit I'm using, though having less for a downpayment? Or do I put the most money possible for my home downpayment and keep my student loan for 6 more years?

Thanks everyone.

the 4.89% you have on your student loan is unbelievably low. If you pay that off and then take out a mtg for the same amount you'll be paying at least 6.68% (check Bank of Am. current rates) so it would be a much higher payment. Also banks will lower your interest rate the MORE you put down. There is also this thing called PMI it's the banks insurance payment that you pay to help cover their costs if they get stiffed. If you can put down a 20% down payment then there is no PMI. On a 150,000 loan PMI is going to be around 175 or more per month. so put your 10% (15,000)towards buying a house, make your student loan payments on time (great credit ref!) because if you pay it off then they will stop reporting and you will lose that "open line". after a couple years have your condo appraised if the current loan amount is 78% of the appraise value no more PMI. THEN double your student loan payment if it bothers you to owe money.

2006-08-01 17:10:10 by spyder9man

I currently live in New England and want to buy a house or condo in Florida as a second home. I currently rent where I am and have never owned a house so, I am not sure what to do. Before I even start looking online at places in Florida, should I apply for a loan with a mortgage company first and then if I am approved, start looking for a place?

I live in Florida and it depends on the area you want to go to. A house is always a better deal it appreciates faster than the condos here. BE sure to check on Impact fees and hidden costs they call Bond Money! There are many places the do not charge these outrageous fees. And watch out for those Home Owners Associations! Read the fine lines and speak to people in the are you want to live.

2007-05-04 18:07:15 by CJ