Building A New Home

Building new home. Have a poured concrete basement. Some of the exterior walls of basement are exposed. Are there options for covering these areas? The rest of the house has siding. I thought that there were "siding" options for this problem. Siding type material that resembles rock. You just measure and cut sheets of material to apply to exterior walls. But I can not find any web sites to support this "theroy".

Shoot it with stucco or sprayed on concrete/gunnite.

2007-09-29 17:33:23 by UK#1

"Building a New Home" - Project Video Clip from the International Conference on Sustainable Sanitation 2007 in Dongsheng, China ...

We have borrowed with a line of credit on our home to purchase 5 acres. We need to borrow more to build with. Could we refinance the property and get the money needed?

read my lips: 30 YEAR FIXED RATE MORTGAGE

now, that isn't set in stone - if you can afford a shorter mortgage, then by all means, do that.

just go to a bunch of banks and talk to their mortgage people. it might even be easier to just go to a mortgage counselor. you should be able to refinance the land as part of the new mortgage (assuming you can qualify for a mortgage, they'd definately want the land, not just the building).

but don't take out more mortgages on your current house. just talk to the company that's building your new home - they certainly have relationships with banks, and can help you get the financing you need. there's no reason to mortgage your current house just to build a new house.

2009-01-01 21:47:45 by ClassicAutoRestorationS

My wife and I sign a contract to build a new home 2 month ago. The house will be done in 4 months, so we will have to get finance in 3 months. Since home mortgage rate are so low right now, what can we do to lock in the interest rate? Does it cost anything? And how long is the lock? Thank you in advance!! 12-05-08
What is upfront cost? Does that money will go into the loan, for example as closing cost?

The fee to lock-in today's interest rate is apx. $1,800 for 4 months. It is nonrefundable and it does not apply to your future loan costs..

2008-12-05 02:24:34 by kiet v

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I'm looking for a detailed (free) checklist of items I'll need to choose when building a new home. Something that would list all the things I'll need to make personal choices on; appliances, countertops, siding, roofing, flooring, cabinets, fixtures, windows, paving driveway, etc.

Even better if I can find a (free) list of the whole step-by-step process of home building. Something that lists things I might not think of like checking with the city about sewer or power hookups in a home in the country.

Thanks very much for any help you might be able to provide. It will be much appreciated.

Each builder will have a different selection process and the forms that go along. For a comprehensive guide to the home building process from a consumers point of view, try this website:

http://www.nahb.org/page.aspx/category/s ectionID=112

It belongs to the National Association of Homebuilders (NAHB) and will offer you a world of information.

Good luck with your new home project.

2006-07-30 03:54:11 by PonderinStuff

I am looking for a homebuilder who will assist me in building a new home. I thought that maybe it would be less expensive that way. But I don't know if any homebuilders are willing to do that, because they may not be able to guarantee the quality of the work. Does anyone know any REPUTABLE homebuilders who will assist me in building a home?

There should be several in your area - look for them by reputations from friends, family, and co-workers. (Just a couple of hints: 1)Never pay the full price "up front" - even for the most reputable of home builders. Always arrange a staggered pay-scale starting with 15 - 20% at the signing of the contract. 2)Include a penalty clause in the contract that gives you part of the purchase price of your house back if the builder doesn't finish the house on time as specified. That way, if he is TOO busy to concentrate on your house, you will be able to find a contractor who isn't. 3)Arrange for the final payment 60-90 days after you move in - that way, all the little "details" will be taken care of by the person that built the house, and you won't have to pay someone else to finish them or do them yourself.)

2006-10-03 11:46:12 by footballfan4life777